T-bone crashes, also known as side-impact collisions, are some of the most dangerous types of car accidents. These accidents occur when a vehicle collides with another vehicle at a right angle, forming a “T” shape.

Front of silver car get damaged by crash accident on the road.

Due to the force and impact of these crashes, they often result in serious injuries and property damage.

If you have been involved in a T-bone crash, it is a must to understand the factors influencing the average payout for these accidents. This article will discuss key factors affecting the average payout for T-bone accidents.

Severity of Injuries

The severity of crash injuries sustained in a T-bone accident is one of the biggest factors influencing the average payout. Injuries from these accidents can range from minor bruises and cuts to more severe injuries. Here are the injuries seen in T-bone crashes:


Whiplash is a common injury in T-bone accidents, and it occurs when the head and neck are bounced back and forth due to impact. This can cause strain on the neck muscles and ligaments. This results in pain, stiffness, and limited mobility.

Head Injuries

Head injuries such as concussions, skull fractures, and traumatic brain injuries (TBI) are also common in T-bone crashes. These injuries can have long-term effects and may need ongoing medical treatment.

Spinal Injuries

T-bone accidents can also cause spinal injuries. This includes herniated discs, fractures, and paralysis. These injuries can result in lifelong disabilities and need extensive medical treatment.

Broken Bones

The impact of a T-bone crash can cause bones to break. This leads to fractures or even more serious breaks that need surgery. These injuries can be painful and may need extensive rehabilitation.

Internal Injuries

T-bone crashes can also cause internal injuries. This includes damage to organs or internal bleeding. These injuries may not always be immediately apparent and can become life-threatening if left untreated.

The severity of your injuries and the extent of medical treatment required will play a significant role in determining the average payout for a T-bone accident.

Types of Damages

Another important factor influencing the average payout for T-bone accidents is the types of damages incurred. In a personal injury case, there are two main types of damages: economic and non-economic.

Economic Damages

Economic damages refer to tangible losses that can be quantified. This includes medical expenses, lost wages, and property damage. These damages are easy to calculate as they have a specific monetary value.

Non-Economic Damages

Non-economic damages are intangible losses that do not have a set dollar amount. These damages include pain and suffering, emotional distress, and loss of enjoyment of life. Calculating non-economic damages can be more challenging as no set formula for determining their value exists.

Fault in the Accident

Fault or negligence is a critical factor impacting the average payout for T-bone accidents. To receive compensation, you must prove that the other driver was at fault for the accident.

If you are found responsible for the crash, it can reduce your potential payout. This is because Arizona follows a comparative negligence system, where your compensation is reduced by the percentage of fault assigned to you.

Insurance Coverage

The amount of insurance coverage available can also affect the average payout for T-bone accidents. In Arizona, drivers must carry minimum liability coverage of $15,000 for injury per person and $30,000 per accident.

If the at-fault driver has minimal insurance coverage, it can limit the compensation you receive. In these cases, if your injuries and damages exceed the policy limits, you may need to pursue other avenues for compensation, such as filing a lawsuit against the at-fault driver.

Quality of Legal Representation

The quality of your legal representation can also influence the average payout for T-bone accidents. An experienced and skilled car accident attorney in Phoenix, Arizona, can help you navigate the complex legal process. Negotiate with insurance companies to ensure you receive fair compensation.

Here are some ways a skilled attorney can help increase your payout:

Providing Legal Guidance

One of the most important roles of an accident attorney is providing legal guidance throughout the entire process. Navigating the legal landscape following a T-bone accident can be complex and overwhelming.

An experienced accident attorney can guide you through each step. They will explain your rights and options in clear, understandable terms.

They can help you understand the procedures for filing a claim, the timelines you must adhere to, and what to expect as your case progresses. This level of guidance can give you peace of mind and contribute significantly to the outcome of your case. This potentially leads to a higher average payout for T-bone accidents.

Gathering Evidence

An attorney can help gather evidence to support your claim. This includes medical records, accident scene photos, and witness statements. Strong evidence can strengthen your case and increase the chances of a higher payout.

Negotiating With Insurance Companies

Insurance companies are notorious for trying to minimize payouts to save money. A skilled attorney can negotiate and fight for fair compensation for injuries and damages.

Preparing for Trial

Having an attorney becomes even more crucial if your case proceeds to trial. Your attorney will meticulously prepare for the trial by carrying out tasks such as gathering further evidence, examining witnesses, drafting opening and closing statements, and preparing the necessary legal documents.

They will strategize the best way to present your case, aiming to effectively persuade the judge or jury. This thorough preparation can significantly boost your chances of a favorable verdict and potentially increase your compensation in a T-bone accident case.

Representing You in Court

If a fair settlement cannot be reached, an attorney can represent you and present your case to a judge or jury. Having an experienced litigator on your side can significantly impact the outcome of your case.

Exploring the Intricacies of Average Payout for T-Bone Accidents

Several factors can influence the average payout for T-bone accidents. Suppose you have been involved in a T-bone crash. In that case, it is crucial to seek the help of an experienced accident attorney who can advocate for your rights and ensure you receive fair compensation for your injuries and damages.

So, if you have been injured in a T-bone accident, do not hesitate to contact a reputable accident attorney for guidance and support.

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