There is nothing pleasant about being in a car accident. The most important factor is always your safety and the safety of others who may have been in your vehicle during the incident. A number of scenarios can result from a car accident, and your finances can often be impacted.
Car accident statistics tell the story, and sadly, death can sometimes occur. In 2022, the United States recorded 42,514 motor vehicle fatalities. During that year, a total of 5,930,496 motor vehicle accidents were reported to the police across the country.
During a car accident, there can be “injury to person” and/or “damage to property,” and the bills can begin soaring.
Medical Expense
If injured in a car accident, it can be an overwhelming experience. For instance, an ambulance may have been called. You may need surgery or treatment for your injury. You may be advised to have physical therapy, etc. You may be rendered disabled for a time.
You may incur a hefty medical expense following a car accident. It’s essential to keep a record and receipt of all your medical bills to receive compensation.
Vehicle Damage/Repair
Not only is health insurance vital in today’s world, but car insurance is another must-have. If you cause an accident without insurance, life may become a lot tougher with steep out-of-pocket expenses and potentially legal costs.
When you have car insurance and become involved in a collision with another vehicle, for example, the majority of car repairs are eligible for reimbursement by your insurance company.
A skilled personal injury lawyer would tell you to document the incident. Take photos of the accident scene, your vehicle’s damage and your injuries for your insurance company. Get the other driver’s contact information if their vehicle was involved even if they do not have insurance. Speak to any witnesses who were at the scene. A call to the police is also necessary to file a report.
Lost Wages/Earning Ability
Another part of your life can become distressed following a car accident, and that’s earning a living. You may have suffered injuries that prevent you from going to work, and sometimes, this can involve taking unpaid time off. Lost wages may make it difficult for you to cover your monthly expenses such as rent, food and utilities. A car accident claim may help you recover money you need to pay your rent and other expenses.
You may have even suffered permanent injuries from a car accident that would harm your earning ability. A personal injury legal expert would advise you to request your employer write you a letter and include a medical report explaining how long you would be unable to work. This can assist you in receiving compensation for your lost wages.
Consult With a Trusted Personal Injury Lawyer
A car accident can be devastating all the way around, and financially, it can be very stressful trying to get back on your feet and make the proper decisions to protect yourself.
You need a reputable team of personal injury lawyers to advocate for you. These experts have successfully represented many victims of car accidents.
