Riding a motorcycle in Texas can be thrilling, but it also comes with risks. The Texas Department of Transportation reported 482 motorcyclist fatalities in 2022, showing that accidents are a real concern for riders.
After a motorcycle crash, it’s normal to feel confused or overwhelmed. Knowing how to respond can help protect your health, your rights, and your finances.
If you are involved in a motorcycle accident in Texas, your actions in the first minutes and hours matter a lot. Here’s a step-by-step guide based on recent data, Texas law, and best practices.
1. Check for Injuries and Call 911
The first thing to do after an accident is ensure that everyone is safe. If you are able, move to the side of the road to avoid more injuries from oncoming traffic. Look for injuries on yourself and others. Some injuries like head trauma or internal bleeding might not be obvious right away.
• Call 911 immediately. Texas law requires drivers to report accidents involving injury, death, or property damage exceeding $1,000. Even minor crashes should be reported because symptoms can appear hours later.
• Tell the dispatcher about all injuries, even if they seem minor.
• Wait for emergency services to arrive and follow their instructions.
Do not remove your helmet or gear if you suspect neck or back injuries. Paramedics are trained to handle these situations safely.
2. Protect the Accident Scene
After a crash, it’s important to prevent further harm and preserve evidence. Turn on your hazard lights or flashers. If you can do so safely, set out warning triangles or flares to alert other drivers. Do not move vehicles unless they are causing a hazard or you are ordered to do so by authorities.
• Texas law requires all parties to stay at the scene until police arrive.
• Only move your bike if leaving it in place creates a danger.
• Take note of road hazards, skid marks, debris, or anything else that could be useful later.
If possible, take photos of the scene. Capture different angles, showing vehicle positions, your bike’s condition, license plates, damage, injuries, and any traffic signs or signals.
3. Exchange Information and Identify Witnesses
Once everyone is safe and authorities are on the way, exchange contact and insurance information with all parties involved. Texas law states that anyone involved in a crash must share:
• Name and address
• Driver’s license number
• License plate number
• Insurance details
Be polite and cooperative, but do not admit fault or make statements about what caused the crash, as these can be used against you. Instead, calmly gather the following:
• Contact info from other drivers and passengers
• Contact info and statements from any witnesses
• Badge numbers and names of police officers at the scene
If witnesses are willing, ask them to give their statements to the police. Eyewitness accounts can make a difference in claims or legal cases.
4. Seek Medical Attention
Not all injuries are obvious right after an accident. Adrenaline can mask pain for hours. According to the National Highway Traffic Safety Administration, more than 80% of reported motorcycle crashes result in injury or death. Even if you feel fine, a medical evaluation is crucial.
• See a doctor as soon as possible—preferably within 24 hours of the crash.
• Document all injuries, treatments, and prescriptions.
• Follow the medical advice you receive.
Your medical records will become key evidence if you need to file an insurance claim or lawsuit. Delays in seeking treatment may be used by insurers to argue that your injuries weren’t caused by the accident.
5. Notify Your Insurance Company and Consult a Legal Professional
Texas follows a fault-based insurance system, meaning the person who caused the crash (or their insurer) pays for damages. Contact your insurer promptly and give them the basic facts about what happened. Most policies require quick notification to keep coverage active.
• Provide only factual information—do not guess or speculate.
• Keep a record of everyone you talk to.
Insurance companies may try to minimize payouts. Consider reaching out to a lawyer with experience in motorcycle accidents, especially if you suffered serious injuries, face expensive medical bills, or fault is disputed. A Houston motorcycle accident lawyer can advise you on your options, help deal with insurers, and fight for fair compensation.
What You Should Avoid
This could save you from legal or financial difficulties:
• Do not admit fault or apologize at the scene.
• Do not sign any documents from insurance companies until you understand them.
• Do not discuss the accident on social media.
• Do not ignore medical symptoms, even if they appear minor.
Essential Items to Carry When Riding
Being prepared before an accident can help you respond more effectively. Consider carrying:
• Emergency contact info
• Insurance and registration
• Small first aid kit
• Mobile phone with camera
Key Facts About Texas Motorcycle Accidents
• In 2022, there were 8,322 motorcycle crashes in Texas.
• Motorcyclists are 28 times more likely to die in a crash compared to occupants of cars, per mile traveled (NHTSA 2021 data).
• The most common injuries are to the head, neck, legs, and arms.
Summary
A motorcycle accident can change your life in moments. By following these five critical steps right away, you protect your health, your legal rights, and your chances of fair compensation:
1. Check for injuries and call 911
2. Protect the accident scene and gather evidence
3. Exchange information and find witnesses
4. Seek prompt medical attention
5. Notify your insurer and consult a legal professional if needed
Remember, quick thinking and proper documentation help you recover—both medically and financially. Stay safe, and if you ride, always expect the unexpected.
