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# Committing to My #CreditResolution, and How You Can Too - CreditWise App
- URL: https://daysofadomesticdad.com/creditwise-app/
- Published: 2017-02-07T13:04:06.000Z
- Updated: 2026-01-05T21:11:44.000Z
- Author: Colby
- Tags: Tech, #Migrated-1767642432214, #wp, #wp-post, #Import 2026-01-05 13:47

##### Thank you, Capital One® for sponsoring this post! All opinions are my own and were not directed by Capital One. To learn more about CreditWise® from Capital One, visit: [www.capitalone.com/creditwise](https://control.kochava.com/v1/cpi/click?campaign%5Fid=kocredit-tracker-web-prod56046275e1c15cab6ec65c3469&network%5Fid=3536&device%5Fid=device%5Fid&site%5Fid=1)

### Today I want to talk about my #CreditResolution for 2017: raising my credit score. Why? We are hoping to buy a new home, and I know I need a better score to qualify for a better rate on a mortgage. It’s an ambitious goal but I’m ready to take it on – and with an app like the [CreditWise](https://control.kochava.com/v1/cpi/click?campaign%5Fid=kocredit-tracker-web-prod56046275e1c15cab6ec65c3469&network%5Fid=3536&device%5Fid=device%5Fid&site%5Fid=1) app the process just got a whole lot more manageable.

![](https://storage.ghost.io/c/b9/55/b955f19e-2d72-43e0-ad6e-7ea2d292618a/content/images/2026/01/our-house-29.jpg)

## CreditWise App

There’s so much that goes into even the thought of buying a home, and I’ve recently started to get a little overwhelmed with all of the details I know I have to keep track of. Talking to banks, deciding on whether or not to use a realtor, saving for our down payment and then actually *finding* our perfect home – not to mention monitoring my credit so I can hopefully lock in a better rate. Guys, the struggle is real.

CreditWise is leading me in the right direction, and I find that it’s such an easy way to monitor and [protect my credit](https://daysofadomesticdad.com/protect-your-credit-lifelockhealthycredit/). With the ability to [track my credit score and learn ways](https://daysofadomesticdad.com/subaru-impreza-premium/) to improve it, I know that I’m inching closer and closer to my ‘goal’ credit score – it’s a marathon, not a sprint.

Thinking about my #CreditResolution, I’m starting with the basics: paying my bills on time, increasing my minimum payment (better yet – paying in full whenever I can), and lowering the percentage of credit I use each month. I also plan to use CreditWise’s simulator to see what other small steps I can take to help give my score the boost it needs. For instance, I tried simulating how borrowing money for my future home would potentially impact my credit score and I was blown away by what I learned.

![Home Loan from Capital One](https://storage.ghost.io/c/b9/55/b955f19e-2d72-43e0-ad6e-7ea2d292618a/content/images/2026/01/home-loan-from-capital-one-kitchen-10.jpg)

What I appreciate most about CreditWise app is that it’s 100% free and available to everyone, not just Capital One customers. If you’re an aspiring home buyer like me, it’s a must-have app so you can keep tabs on your credit score. It takes some of the pressure off because there is no “what if,” only “what could be.”

![Credit Wise App](https://storage.ghost.io/c/b9/55/b955f19e-2d72-43e0-ad6e-7ea2d292618a/content/images/2026/01/credit-wise-app-5.jpg)

These small [steps I’m taking toward](https://daysofadomesticdad.com/earn-a-psychology-degree/) improving my credit are affording me the confidence I need to manage my credit and take better control of my finances overall. This is meaningful for me as I look into [home loans and get to the point where I’m finally](https://daysofadomesticdad.com/forever-home/) applying for a mortgage - and even now as I work to pay down those holiday expenses.

### Want in on the action? You too can download CreditWise app and take control of your credit [here!](https://control.kochava.com/v1/cpi/click?campaign%5Fid=kocredit-tracker-web-prod56046275e1c15cab6ec65c3469&network%5Fid=3536&device%5Fid=device%5Fid&site%5Fid=1)